Medicare Open Enrollment: 3 Mistakes That Cost You

Medicare Info HubPlain-English coverage and enrollment guidance

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What you need to know

• Thinking about letting your Medicare plan roll over unchanged?
• During open enrollment, a quick review can save you from higher bills, different drug coverage, or surprise doctor network changes
• Plans can change their formularies every year, which means a medication you take now might move to a higher cost tier—or not be covered at all

HOOK

Thinking about letting your Medicare plan roll over unchanged? That could be a costly mistake. During open enrollment, a quick review can save you from higher bills, different drug coverage, or surprise doctor network changes. [Show Medicare card, calendar, and a person reviewing plan documents]

→ Ask a Doctor - Medical Consultation - CPS (US+) — free, takes about 60 seconds.

KEY POINT 1

See what you qualify for

Free to check and it will not affect anything on your end.

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First, check your prescription drugs. Plans can change their formularies every year, which means a medication you take now might move to a higher cost tier—or not be covered at all. [Highlight a pill bottle list and plan comparison screen]

KEY POINT 2

→ See what you could be approved for — free, takes about 60 seconds.

Second, look at your doctors and hospitals. If you have Medicare Advantage, provider networks can change. A doctor who was in-network this year may not be next year, and that can mean bigger out-of-pocket costs. [Map with pins, doctor office exterior, “in-network” label]

Check your options free

Takes under a minute. No cost to look.

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